It is the dream of every person to bring up their family in their own home, within a nice neighborhood. Others have a great zeal to invest in the real estate. Since buying a home is a big investment, most buyers take a mortgage to be able to secure a home.  After taking a mortgage, it may feel like you already own a home but two or more defaults in payment, may lead to a foreclosure. There are opportunists out there ready to take advantage of you. If you are not careful, you might end up losing your money and home. This is where Florida Home Solutions comes in. They come to your rescue, when you have nobody to turn to.  They buy foreclosed or near-foreclosure homes, at their exact value.

Florida Home Solutions

Foreclosure scams have become the order of the day, in Florida and throughout the states. For instance, there are rampant foreclosure scams in South Florida.  They do not only target foreclosed homes but also people who want to sell their homes first, due to relocation. In addition, they also scam divorcing partners, who are in a hurry to consolidate their properties. If you have the aforementioned real estate problems, there is a way to escape the net of foreclosure swindlers in Miami, Florida. Here are a few things you could do right:

Contact your mortgage lender

Once you receive your foreclosure notice, delay no more. Proceed to contact the Loss Mitigation Department of your mortgage lender. Discuss your financial woes with them. In most cases, they will give you a go ahead to either avert the foreclosure or cushion its effects.  You should take with you documents and financial statements, to explain your current decrease in your income.

Work with a HUD-approved counselor

If you want some assistance to avoid foreclosure, do not just go to anyone. On the contrary, engage a non-profit counselor from the list of approved counseling agencies, prepared by the Department of Housing and Urban Developments. Otherwise, you will enter in the list of victims of South Florida foreclosure scams. The counselor provides you with free information, about when the lender will be implementing the foreclosure notice. Florida Home Solutions is one partner you should consider when faced with an impending foreclosure.  They do not charge a dime and you get assistance in time.

Liaise with an authentic buyer

If you want to sell a home before it is too late, ensure the person you are selling to is not a scammer. Beware of foreclosure scams and avoid falling into their witty traps. Some of the tricks used include:

·         A buying proposal that is less than the market value and promises that they will wipe off the mortgage. In the end, your property will be foreclosed since they will never pay the promised mortgage payments.

·         Lenders encourage you to take a second loan, by exaggerating your income. Once you cannot pay the mortgage, they foreclose your home.

·         Counseling agencies that ask for a high fee

·         Lenders who propose refinancing your loan, with a promise that your mortgage payments for the second loan will be lower, but only for the first few months.

If you have a property you are selling, consider Florida Home Solutions. They are reliable and honest. You get to sell your property at its value, when you want to.

For more details, please visit our website http://flahomesolutions.com.

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